It is correct to say that their life is ruined. But is it true to say that the hack ruined their life or is it the cheating that ruined their life and the hack

It is correct to say that their life is ruined. But is it true to say that the hack ruined their life or is it the cheating that ruined their life and the hack only revealed it. And if we say both, because both had to happen for the life to enter into a 'ruined' state, could we then say that other things that could've stopped the hack ruined their lives? For example, a tornado not destroying the Ashley Madison site ruined their life.