As a Kenyan I use it for many transactions, its really nice. The next frontier though is banks adopting the M-Pesa model. Equity bank, one of the largest and m

As a Kenyan I use it for many transactions, its really nice. The next frontier though is banks adopting the M-Pesa model. Equity bank, one of the largest and most popular bank in Kenya is issuing sim-cards (it's an MVNO) which can be connected to it's bank accounts, as opposed to M-Pesa where a mobile service provider(Safaricom) is holding the money. This allows more flexibility for both the bank and the customer. The mobile money landscape is changing rapidly.