This is completely ubiquitous in Kenya. Highly recommend chatting with friends/acquaintances from there to understand how the country really runs on "Pesa", as

This is completely ubiquitous in Kenya. Highly recommend chatting with friends/acquaintances from there to understand how the country really runs on "Pesa", as they call it. A cool Kenyan Uber driver gave me an amazing unintentional lecture on mobile payments the other day. It's just amazing to see innovation force its way through when the establishment sucks (ie, most Kenyans being essentially locked out of the financial system prior to this).