This is more or less an explicit version of the implicit tactics which, implemented as a whole, comprise the credit score system in the USofA. For a very direct

This is more or less an explicit version of the implicit tactics which, implemented as a whole, comprise the credit score system in the USofA. For a very direct take on the topic (there are other works on the issue, as it is backed by a fairly large school of thought) check out "The Making of the Indebted Man" by Maurizio Lazzarato. [1] [1] https://mitpress.mit.edu/books/making-indebted-man-0 https://mitpress.mit.edu/books/making-indebted-man-0