"... Until the rating agencies' statistical models decide that not being on Facebook is correlated with high credit risk ..." Believable. If you don't define

"... Until the rating agencies' statistical models decide that not being on Facebook is correlated with high credit risk ..." Believable. If you don't define your online presence you risk being defined by someone else. The worst case, identity theft or at best some reported or leaked half-truth bit of information leaked from someone else. The key point is control over your online persona ~ http://seldomlogical.com/2009/08/20/digital-doppelgangers http://seldomlogical.com/2009/08/20/digital-doppelgangers