Yes, they are coming. I received my chip card replacements recently. The reason they are finally doing it is because of the so-called EVM fraud liability shift

Yes, they are coming. I received my chip card replacements recently. The reason they are finally doing it is because of the so-called EVM fraud liability shift [1], which changes who will be held responsible for card fraud. [1] http://www.paymentsleader.com/will-retailers-be-ready-for-emv-by-oct-2015/ http://www.paymentsleader.com/will-retailers-be-ready-for-em...