> the cost of the drug to the insured doesn't really go up by a whole lot. Nonsense. The insured are paying the full inflated price of the drug. The cost is sp

> the cost of the drug to the insured doesn't really go up by a whole lot. Nonsense. The insured are paying the full inflated price of the drug. The cost is spread around the whole insured cohort, not just the subset that needs this drug. It's a bare-faced cynical exploit of insurance. No one feels like they are paying more, but in fact huge numbers of people are paying a little bit more for no good reason. Insurance companies don't care much, since they pass on the costs to customers. Diabolically clever and a terrible waste of money.