Remember, that's not inflation adjusted. It's a common banking advice though. (Not a stupid one). As for your problem, do what most people say here: invest in

Remember, that's not inflation adjusted. It's a common banking advice though. (Not a stupid one). As for your problem, do what most people say here: invest in the best asset you know: your business model. If you are very lazy, then just simply figure out how to let someone else do the work. And I wonder if you meant that question seriously? The wording sounds awfully naive.