I've never seen anything like this either. The amount of essentially free money the wealthy have access to is staggering. Yes, you need good credit, some asse

I've never seen anything like this either. The amount of essentially free money the wealthy have access to is staggering. Yes, you need good credit, some assets--and poof--you have money to invest, without the competition you had pre 2008. I look at these low interest rates for only the best clientele, and I wonder, "How can they lose?" In my neighborhood, I see qualified individuals(rich people), and REIT's buying up residential homes at a rate I have never seen before, and why shouldn't they at these rates. While the middle class, and the poor are slowly losing any savings they managed to put away. Rebublicans blame Dodd-Frank--I don't know, but something is not right. There's a part of me that wonders if we, the poor/middle class were better off when financial institutions didn't know our blood type when applying for a loan, or credit? It just seemed like more people were allowed to invest in the past? What do I know? Nothing! Guess I'm feeling the holiday slump? I hope it doesn't last too long?