Well regardless of your scheme, you should still write down your passwords! Just because it's not feasible to lug a moleskine with that long long list of passw

Well regardless of your scheme, you should still write down your passwords! Just because it's not feasible to lug a moleskine with that long long list of passwords to everywhere as a "password manager" solution, doesn't mean that you shouldn't write them in that notebook, which you store in a safe place. Not for quick & easy access, but for backups. You don't have to do it on paper, but it's a good choice because it's low-tech, easy for anyone to use (bus-factor, next-of-kin) and exactly as secure as your common sense, making it exactly as secure as anything else you can use. Being unable to access accounts, because you forgot the passwords, that you didn't write down anywhere is equivalent to losing data because you didn't make backups. Which we also tease people about, right? Have you written down your LastPass master-password anywhere?