Oh, Square definitely could grow out of its current malaise. I think its biggest problem has been a lack of focus on payments. It basically ceded online payment

Oh, Square definitely could grow out of its current malaise. I think its biggest problem has been a lack of focus on payments. It basically ceded online payments to Stripe when pretty much all of its merchants need it. It has been extremely slow expanding internationally and bringing out an chip/ApplePay terminal. Instead it has been expanding into various mediocre businesses like scheduling, payroll, food delivery. I'd reluctantly let it keep going on lending since that's hot right now but I don't like it as a core part of its payments business. I think Jack is capable of leading both companies but I don't think the part-time roles are helping the stock price of either at the moment.