Look at Exter's pyramid and decide which level(s) can withstand whatever you flames you think are coming, and then divide your assets among those levels in prop

Look at Exter's pyramid and decide which level(s) can withstand whatever you flames you think are coming, and then divide your assets among those levels in proportion with how bad you think things might get. https://en.wikipedia.org/wiki/John_Exter https://en.wikipedia.org/wiki/John_Exter