> It's a tragic accident, I don't see much in terms of liability. > Liability insurance won't save your life if you get hit by a few hundred pounds of tree. It

> It's a tragic accident, I don't see much in terms of liability. > Liability insurance won't save your life if you get hit by a few hundred pounds of tree. It will just move money around. By this argument you seem to be claiming that there's no liability in cases where people die. Just because you could have stayed alive by not doing something doesn't mean there is automatically no liability. Obviously we agree that it would be better to not sing and be alive than to swing, die, and get a payout. I'm also not sure whether there is liability here legally, or even whether I think morally there was reasonable expectation that the swing was safe. But surely the question of liability doesn't factor in whether or not the payout brings someone back to life, and this part of your comment obscures your point a bit.