Not sure about Finnish example, but where I am right now (Switzerland), social security does exactly that, without major costly experiments with god know what r

Not sure about Finnish example, but where I am right now (Switzerland), social security does exactly that, without major costly experiments with god know what results. In fact, system is so effective that if you end up unemployed, for one year you'll be given 80% of your former salary (capped, but to 120,000 CHF!) so you are not burdened with looking for cheaper accommodation etc which is very hard here. If you cannot find anything in 1 year, then other services kick in, of course with much lower cash flow. It works remarkably well.