Good point; +1 for not bashing my opinion. I will say that Venmo already is installed, is aware of my contacts, who I pay the most, and my payment details. But

Good point; +1 for not bashing my opinion. I will say that Venmo already is installed, is aware of my contacts, who I pay the most, and my payment details. But I use Apple Pay and I agree that it would be heavily adopted just because it's already there and it's one less "account" people have to worry about.