It is definitely a benefit, but it's a far cry from guaranteed success. I have a trash folder full of 10 or so Apple pre-installed apps and I'm sure many others

It is definitely a benefit, but it's a far cry from guaranteed success. I have a trash folder full of 10 or so Apple pre-installed apps and I'm sure many others do as well. Apple P2P Pay will most likely be another one of those for me, which is why I see it as a catch-up play and one they will have to force on the market.