Experience-wise, I have used both Venmo and QuickPay (and Apple Pay). I would much much rather use a P2P version of Apple Pay than either of the other two. Ag

Experience-wise, I have used both Venmo and QuickPay (and Apple Pay). I would much much rather use a P2P version of Apple Pay than either of the other two. Agreed that it would be yet-another service I'd have to use, but I already have to switch between Venmo and Chase Quickpay and others. In addition, there are well-known cases of Venmo being insecure by design, because it relies on interbank transfers. The response from Venmo is that you should not use Venmo with people you don't trust, because the money can be clawed back. So, for example, for receiving payment for an item you sold on Craigslist. I highly doubt Apple would put its name/the TouchID brand on a service with similar pitfalls.