4 ms·

If you buy a coffee at $2.85, the round-up charge would be $0.15 (to the nearest dollar).

by harrisonmgordon 11y ago

edent 11y ago
Right... ok, but the site says... > Give A Dime links to your bank and monitors the round-up change from your transactions (but not the transactions themselves). So where does the "round up" come from if you can't see my transactions? Do bank provide you with a list of "round ups" so you see 5c, 10c, 85c rather than 2.95, 9.90, 1000.15?
- harrisonmgordon 11y ago
  We do get access to the transaction info via Plaid, but we immediately delete it once we have summed all of the round up change. All that is stored on our servers is the round up change amounts. We also provide standard monthly donations if anyone is uncomfortable with bank account linking.
  - edent 11y ago
    > but we immediately delete it once we have summed all of the round up change. Ah, that puts a different spin on it. You do have access to all transactions - but you claim not to store them. It's an interesting idea - and I hope you can convince people to donate more to charity - but I would feel uncomfortable giving you access (albeit read-only) to every transaction I make. Perhaps this is a model which is best suited to selling directly to banks?
    - harrisonmgordon 11y ago
      Thanks! Would you consider a standard monthly donation that doesn't link to your bank account? Yes - we're definitely interested in connecting directly with banks - we'd just need to grow a bit before doing so since we only support 1 community right now.
      - edent 11y ago
        At the moment, I donate via Payroll Giving for my UK earnings - http://www.payrollgiving.co.uk/ http://www.payrollgiving.co.uk/ I can give a monthly amount in a manner which is tax efficient for me and the charities I support.
        harrisonmgordon 11y ago
        That service sounds awesome! Definitely a better option in the UK :)

4 ms·

If you buy a coffee at $2.85, the round-up charge would be $0.15 (to the nearest dollar).

by harrisonmgordon 11y ago

If you buy a coffee at $2.85, the round-up charge would be $0.15 (to the nearest dollar).

edent 11y ago
Right... ok, but the site says... > Give A Dime links to your bank and monitors the round-up change from your transactions (but not the transactions themselves). So where does the "round up" come from if you can't see my transactions? Do bank provide you with a list of "round ups" so you see 5c, 10c, 85c rather than 2.95, 9.90, 1000.15?
- harrisonmgordon 11y ago
  We do get access to the transaction info via Plaid, but we immediately delete it once we have summed all of the round up change. All that is stored on our servers is the round up change amounts. We also provide standard monthly donations if anyone is uncomfortable with bank account linking.
  - edent 11y ago
    > but we immediately delete it once we have summed all of the round up change. Ah, that puts a different spin on it. You do have access to all transactions - but you claim not to store them. It's an interesting idea - and I hope you can convince people to donate more to charity - but I would feel uncomfortable giving you access (albeit read-only) to every transaction I make. Perhaps this is a model which is best suited to selling directly to banks?
    - harrisonmgordon 11y ago
      Thanks! Would you consider a standard monthly donation that doesn't link to your bank account? Yes - we're definitely interested in connecting directly with banks - we'd just need to grow a bit before doing so since we only support 1 community right now.
      - edent 11y ago
        At the moment, I donate via Payroll Giving for my UK earnings - http://www.payrollgiving.co.uk/ http://www.payrollgiving.co.uk/ I can give a monthly amount in a manner which is tax efficient for me and the charities I support.
        harrisonmgordon 11y ago
        That service sounds awesome! Definitely a better option in the UK :)