4 ms·
I don't use the aggregators because I want to, and they don't use my passwords and screen scrape because they want to. I just can't have being aware of my finan
by lotyrin 11y ago
I don't use the aggregators because I want to, and they don't use my passwords and screen scrape because they want to. I just can't have being aware of my finances take all fucking day.
I wish there was a standard and secure format and protocol for collecting balances and transactions built into the FDIC or NCUA rules or something.
- Someone1234 11y agoFor a secure protocol just use HTTPS. Secure formats don't really exist for data interconnects, since you'd have to send across enough information to decrypt it, and now we're in the "security through obscurity" territory. It might sound horrifying but JSON or CSV over HTTPS is the most likely to work and the least work for financial institutions to implement (thus giving them less ammo to fight it on cost grounds). Services interconnecting is largely a solved problem in general. Banks might have needed better security historically, but these days these services are all fairly secure, so there isn't much bar raising that needed. Heck Apple Pay is basically this system.
- fnordfnordfnord 11y agoYeah, I know which one I'd give up first.