If someone forced me to do a startup in the finance industry it would be a loan company requiring the person to update their financials semi-annually. With the

If someone forced me to do a startup in the finance industry it would be a loan company requiring the person to update their financials semi-annually. With the loan risk being continually updated the loans could be packaged and syndicated without the need for the heavy insurance and rating companies manipulation that goes on now. All done on the net.