I guess we're covered then :) We' re still working on building an emergency fund the size we want, but it's already there to cover us for at least half a year.

I guess we're covered then :) We' re still working on building an emergency fund the size we want, but it's already there to cover us for at least half a year. Right now we pay more than what we'd like on rent, but next year we'll move to a cheaper place. We're saving for a large down payment for when it comes time to buy a home. Also, we'll get a mortgage as if only one of us were working, we have already agreed on that. And we're planning on moving to a state with a low cost of living when that time comes. So in our case, two incomes is pretty solid.