If you try to play that way, it's actually pay-to-lose-money. In EvE, the rule is never fly anything you're not willing to lose, and the same applies to SC. Aft

If you try to play that way, it's actually pay-to-lose-money. In EvE, the rule is never fly anything you're not willing to lose, and the same applies to SC. After all: why would anyone complain about the opportunity to blap an unskilled carebear's expensive ship when they can collect a bounty on it? The main difference with SC seems to just be the insurance policies. In EvE the policy will cover much of the raw material cost of the ship, which is prolly going to be a painful fraction of the total outfitting. SC has the Lifetime insurance which guarantees you'll have a hull to fly... but not much else. It may even be possible to insure fittings and cargo, but again, that's a gold sink in-game.