How is anyone surprised by this? Central banks have held interest rates so low for almost a decade now we have disincentives for holding money in savings, CDs,

How is anyone surprised by this? Central banks have held interest rates so low for almost a decade now we have disincentives for holding money in savings, CDs, etc. The continued ease and availability of credit has essentially created this trap. We've created a system in which we incentivize risk taking by pushing every last cent of wealth into either 401k stock market holding or consuming the next toy from Apple. This is by design.