> After FDIC, customers looked to the government for that Or an alternate theory: bank owners used to be local businesspeople, who would have been (rightly) em

> After FDIC, customers looked to the government for that Or an alternate theory: bank owners used to be local businesspeople, who would have been (rightly) embarrassed and ashamed to erect a shoddy and short-lived structure in their hometown. Now banks are at least regional, if not national or global, and care more about saving a few pennies for shareholders than they do about the communities they inhabit. Combine this with the fact that consumers and "fellow citizens" don't give a crap about good buildings and good urbanism, and here we are with crackerbox drivethrough shite that nobody gives a damn about because it'll be bulldozed in 30 years, after a brief stint as a laser tag venue.