Haven't people effectively been using robo advisers for a long time already, with human financial planers as glorified frontends? I mean often these advisers mi

Haven't people effectively been using robo advisers for a long time already, with human financial planers as glorified frontends? I mean often these advisers might just ask their clients for their data, enter it into a computer, and recommend whatever the computer says? So now people just type the information into a web form. I admit that my opinion of finance advisers is not the highest. I suspect they are often more salesmen than experts on finance, who simply push onto their clients whatever their company wants to sell at the given moment.