It's got a high hack and giggle factor, but obviously horrible usability for anyone off the command line - which includes your accountant/tax advisor. Here in

It's got a high hack and giggle factor, but obviously horrible usability for anyone off the command line - which includes your accountant/tax advisor. Here in New Zealand essentially every start-up uses Xero - a SaaS accounting system that works extremely well and now has over 600k paying customers. It means one set of data, permanently in the cloud, and a host of integrations to other players. Founders open up access at different levels - we can give read-only to directors and some investors, advisor-level access to accountants and bookkeepers and so forth. Frankly it's part of the NZ advantage right now (120000 or so of those customers are here) - we seem to be spawning a large series of smart, low cost B2SMB SaaS businesses, who are not just following Xero's own path, but also using the tool to improve the way they do business.