-the added security is deemed too hard for a large part of the population, and would raise support cost too much "Older people" When I think of how difficult

-the added security is deemed too hard for a large part of the population, and would raise support cost too much "Older people" When I think of how difficult it was to teach my grandparents how to use the Picture in Picture functionality of their projection TV, when they were in their 50s... It makes me very afraid of how well people of their generation would handle two factor authentication on their credit cards, now that they're in their 70s and 80s.