The argument you propose could be described as a fairness fallacy - I didn't do something bad, so bad things won't happen to me. Sometimes its worth preventing

The argument you propose could be described as a fairness fallacy - I didn't do something bad, so bad things won't happen to me. Sometimes its worth preventing things we didn't cause, if they will nonetheless impact us in significant ways. An asteroid barreling toward earth would hardly be caused by us, but if we didn't try to prevent it, we'd share fate with dinosaurs.