2 ms·
It depends on what they are looking for if poor credit score would be the same as no credit history. If someone wants to extend you credit (this includes cell
by nommm-nommm 11y ago
It depends on what they are looking for if poor credit score would be the same as no credit history.
If someone wants to extend you credit (this includes cell phone and cable service) no credit score would be the same as poor credit score.
Employers who do a background check are not looking to extend credit to you. They are usually looking to both verify your identity (did you lie to them on your resume?) and looking for negative stuff in your credit history. In that case having no credit history probably won't be a problem.
Local and national laws dictate what employers are allowed to take into consideration when doing a background check. The credit reporting services themselves are subject to the Fair Credit Reporting Act.
Almost every job I've ever had included some type of background check. For each I had to sign off for a third party to do the check. It totally depends on the company, and the industry and probably the geographical location.