Echoing others, you may not have any choice in this. Back in 2007 Certegy had a terrible data breach, an employee, sysadmin or dbadmin, sold info on 3 million

Echoing others, you may not have any choice in this. Back in 2007 Certegy had a terrible data breach, an employee, sysadmin or dbadmin, sold info on 3 million people (https://en.wikipedia.org/wiki/Certegy#Consumer_information_compromised https://en.wikipedia.org/wiki/Certegy#Consumer_information_c...). Not all that long after that, pretty clearly based on information gained from Certegy or some other compromise of my most basic checking account information---but bizarrely, not necessarily my name? Something was very wrong in the set of info---a debt collector claimed I'd charged hundreds of dollars to on-line porn sites to my checking account. Which of course is particularly bizarre, because if it was real, why hadn't they just debited my account in the first place? So, no debt, but it went into collections, and they didn't give up for more than a year. Can't remember why they gave up, other than that they pretty clearly knew the case was weak, assuming the whole thing wasn't a scam to begin with.