I would ponder https://news.ycombinator.com/item?id=10350016 https://news.ycombinator.com/item?id=10350016 , especially Takeaway 1. A quick calculation of the

I would ponder https://news.ycombinator.com/item?id=10350016 https://news.ycombinator.com/item?id=10350016 , especially Takeaway 1. A quick calculation of the annual rate of return you would need to achieve in order to grow $5000 to say $1M in 30 years should be enough to rule out a plain vanilla investment strategy.