Compte-Nickel, a French operation, has a basic package available that includes a debit card, IBAN number (to receive or wire funds) for 20 euros/year. No other

Compte-Nickel, a French operation, has a basic package available that includes a debit card, IBAN number (to receive or wire funds) for 20 euros/year. No other fees since there is no possibility of being overdraft. Payments are free, although ATM withdrawals are paid (something like 2 euros/withdrawal). It can be bought from tobacconist's stores and refilled there. An ID is required but nothing else (so it is available to homeless people). Overall seems like an interesting, non-preying offer.