4 ms·Even that is a bit dishonest. I'm not 'dear' to my bank.by billybob 17y agoEven that is a bit dishonest. I'm not 'dear' to my bank.derefr 17y agoWhat should they say? (disregarding that prepending a salutation of "Dear" is a matter of English etiquette, and some customers may be offended if you do not include it.)gaius 17y agoThe Russians had this right, you could call anyone Comrade in almost any context and it was fine.