That's an option- issue is that if you get someone who's being paid cash they're not licensed or insured in any way and if they break something or are injured o

That's an option- issue is that if you get someone who's being paid cash they're not licensed or insured in any way and if they break something or are injured on your property then you don't have any legal recourse to rectify the situation and, in fact, might be violating labor laws depending on how much you pay them/ how much they work.