There is a huge difference. If I decide to withhold my dues to a coop I belong to, the worst that they can do is not renew my membership. If I own a house in

There is a huge difference. If I decide to withhold my dues to a coop I belong to, the worst that they can do is not renew my membership. If I own a house in Cooperative of Berkeley, as you put it, and I decide that I no longer want to pay my dues (property taxes), they'll take away my house and might even have me prosecuted for tax evasion.