> Yes, I have an idea what I'm talking about. > I followed the shut-down of Dacotah Marketing and Research and iBill from 'row #1' (as a mid-sized merchant with

> Yes, I have an idea what I'm talking about. > I followed the shut-down of Dacotah Marketing and Research and iBill from 'row #1' (as a mid-sized merchant with an inside line into the company about what was going on) To be fair, that's still as an outsider for one particular incident. Has someone who was basically on stage to your "row #1" for other companies, you are missing a few pieces. Maybe not in that case, but the idea that segregated accounts is some magical pill for someone in the IPSP space isn't entirely true. And if Visa was involved, it wouldn't do anything.