This is the essential problem with libertarianism. You can't personally be in control of money, it has to be granted by some sort of central authority. Even Bit

This is the essential problem with libertarianism. You can't personally be in control of money, it has to be granted by some sort of central authority. Even Bitcoin, which ostensibly is decentralized, still has central planning in the form of developing the software and the rules around how the blockchain functions. Bitcoin is designed to have very lightweight central planning, but it's still there.