Dude, this is EXACTLY what PayPal, Stripe, Square, etc. etc. have been doing for YEARS. The card networks all know full well. It's driving volume for them, and

Dude, this is EXACTLY what PayPal, Stripe, Square, etc. etc. have been doing for YEARS. The card networks all know full well. It's driving volume for them, and the payment services eat the charge backs, so they just don't care.