The problem with these stories is that the millions of PayPal users who have never had a problem aren't heard from, so there is no sense of perspective or balan

The problem with these stories is that the millions of PayPal users who have never had a problem aren't heard from, so there is no sense of perspective or balance. That said, I have a low trust tolerance of payment processors, so I (1) have alternate payment methods setup and available, and (2) transfer cash out frequently.