You see the part about "no financial advice please"? I listened to people like you for a while. I tried not investing anything until I had spent a bunch of my

You see the part about "no financial advice please"? I listened to people like you for a while. I tried not investing anything until I had spent a bunch of my free time on getting a "basic financial education". Now that I have a basic financial education, I know that I know nothing, and if I invested based on my own personal knowledge it would be a disaster. I also know from experience that if I try to save that tiny margin from making my own decisions, all the investment banking sites would say "okay, smartass, you're on your own, don't expect anything convenient to ever happen". And I wish I had just invested first and spent that time learning things that are interesting. All that time and interest wasted. Your advice adds to the problem of decision paralysis and it only works for people who are really interested in money.