That's unfortunate about your drug conviction. Was the heroin really so attractive that you knowingly risked your career, livelihood and a year of your life for

That's unfortunate about your drug conviction. Was the heroin really so attractive that you knowingly risked your career, livelihood and a year of your life for it or did you not understand the risks? I can appreciate you're angry but even if you don't like the law, you still have to follow it to keep yourself safe. Just as you would still have to pay off a protectionism gang to keep yourself safe. The individuals who lost money most directly in the financial crisis are the people who gambled with their money trying to make more free money without doing any work. They're as much to blame, even more so that they're continuing to make the same gambles without even blinking! If your retirement fund is invested with a Wall St firm, you're part of the problem. Go put it with a company that isn't known to repeatedly rip off its customers. If you can't find one, then put it in a savings account. If the interest is too low, then accept that it's OK to have the occasional financial crisis as long as you make money all the rest of the time.