thanks this is exactly the kind of feedback I wanted. I've got wamu/chase personal so I may go that way. No fat wad yet, we'll hire scads of MBA's to figure t

thanks this is exactly the kind of feedback I wanted. I've got wamu/chase personal so I may go that way. No fat wad yet, we'll hire scads of MBA's to figure things out if we get there. For now just need simple basics with none of the bs like you got from Bofa.