I agree with the general analysis but the AirBnb example is not accurate. Aside from survivor bias, people were just showing their concern with security. And A

I agree with the general analysis but the AirBnb example is not accurate. Aside from survivor bias, people were just showing their concern with security. And Airbnb success depends mainly on proving a feeling of security for its users (that why they have ID and facebook verification, for example).