In my view, AMEX will not survive, unless it innovates by creating new 'types and ways' of credit card usage. Eg offering multiple currency balances, digital cu

In my view, AMEX will not survive, unless it innovates by creating new 'types and ways' of credit card usage. Eg offering multiple currency balances, digital currencies, using a card for non-payment functions, integrating with phones for security/etc. Their network is small and getting smaller, and I think soon corporations will just stop issuing AMEX to its employees for corp expenses (this were AMEX is still strong (guessing)) -- as there are enough attractive business-friendly alternatives are out there.