If you're in a position to be responsible for others, shouldn't you already have a safety net/final arrangements? Yes, you should, but many younger people don

If you're in a position to be responsible for others, shouldn't you already have a safety net/final arrangements? Yes, you should, but many younger people don't. In your 20's, 30's, even 40's, you feel like death is pretty far off and you can get around to that "boring" stuff later. You may have some basic life insurance, but maybe you haven't really thought about other details. There are also things you might want to handle that aren't necessarily paperwork, such as catching up with family members. Additionally, if you ARE someone who has that stuff in order (FWIW, I mostly do), you might decide to spend more time volunteering or doing other things. For my own case, I have my retirement pretty much covered. I mostly just work to fund day to day life and continue to contribute to retirement funds. If it turns out I've only got 2 or 3 years (or less!) left to live, I would definitely stop working entirely and spend my time doing other things.