The annual deductible in this study is $3,750. So, as long as a patient hasn't spent over $3,750, they have the incentive to reduce costs. You are correct, af

The annual deductible in this study is $3,750. So, as long as a patient hasn't spent over $3,750, they have the incentive to reduce costs. You are correct, after a patient hits their deductible they have no incentive to reduce costs.