When I first read the article, I, too, wanted this person exposed. However, after reading your article, you are 100% correct in your analysis. It really is a

When I first read the article, I, too, wanted this person exposed. However, after reading your article, you are 100% correct in your analysis. It really is a type of internet-style doxxing, and you're also right in that this person isn't doing something illegal. It's not illegal, but it is wrong in the moral sense. It is equivalent to someone parking in handicap spots and simply paying the fines. It's irresponsible and selfish, and a lot of people are cutting back to do their part. Someone coming along and abusing the system like this because of inefficiently low rates doesn't mean this person should be allowed to continue.