You need a "card not present" specialist, that understands ecommerce/tech startups. I highly recommend talking with JetPay (jetpay.com). They are the largest

You need a "card not present" specialist, that understands ecommerce/tech startups. I highly recommend talking with JetPay (jetpay.com). They are the largest CNP payment processor, and they are an engineering company (even the CEO is an alpha programmer geek). Furthermore, they can integrate directly with you so you don't need a middleman (e.g. Authorize.Net). Their API and services support is outstanding -- see http://www.jetpay.com/cc_update.php http://www.jetpay.com/cc_update.php for details. We just wish we'd found them a year earlier!