they already get low rates. the problem with discharging such loans is that people will game the system. so what do you do if suddenly they come into money or

they already get low rates. the problem with discharging such loans is that people will game the system. so what do you do if suddenly they come into money or have the means to pay them? I can see putting them off without interest for a set period of years but it is debt they willingly took on.