I was denied a bank account when I was in the middle of moving out of my parents house and needed them to essentially cosign/co-own the account. The stated rea

I was denied a bank account when I was in the middle of moving out of my parents house and needed them to essentially cosign/co-own the account. The stated reason was an inability to document my income and a lack of credit information. Similarly, I've been denied credit cards and bank accounts since this "co-ownership" has mixed my financial information in LexisNexis [and similar services] with that of my parents and I don't always know the questions they ask to verify my identity and/or claim that I'm not me. For instance, I shutdown my Chase account because one part of Chase insisted I wasn't me [to the point of denying me access to services I had paid for] while the other part of Chase held my money. I'm not going to trust Chase to hold 5 figures of my cash if they are simultaneously going to insist over the phone I'm not me because I can't answer questions sourced from services like LexisNexis. That'd be insane.